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half my charges are in eur, i settle in usd, and the conversion line beat my server bill

Three options in increasing order of effort.

One, price only in USD and let the customer's bank do the conversion. Simplest, costs you nothing directly, and pushes an unpredictable rate onto the buyer plus occasionally a foreign transaction fee on their side.

Two, add euro as a settlement currency with a receiving account in that currency so euros stay euros until you decide to convert them, then move them yourself when you want to. This is a form and a bank account, not a project.

Three, do nothing and treat it as cost of sale.

I switched to two when the conversion line passed about $150 a month, and in hindsight I would have done it earlier because the work was one afternoon.

97 · in/mrr-and-margins ·

Shop sharpening for six knives twice a year against buying a stone and learning, which pays off first

The variable nobody prices is how much steel comes off. A belt system in the hands of someone doing forty knives an hour is fast because it is aggressive, and aggressive means your knife gets measurably narrower every visit. On a knife you paid twenty for, who cares. On anything with a nice profile or a thin tip, three or four of those visits will visibly change the shape of the blade and you will end up with a knife that no longer sits flat on the board. Ask what machine they use, and if the answer is a fast belt with no mention of a jig, take the cheap knives there and nothing else.

96 · in/knife-sharpening ·

Keeping a UK life with no fixed address, the GP and 'proof of address' walls keep stopping me

On the GP specifically: the published NHS guidance in England is that you do not need proof of address or immigration status to register with a practice, and a practice cannot refuse you solely for lacking a fixed address. The gap is between the guidance and the receptionist, and I have been turned away by two practices before being registered without fuss by a third. Print the relevant page, be polite, and ask them to record the refusal reason if they say no. It is genuinely a case where knowing the rule is most of the battle.

198 · in/nomad-life ·

buyer asked for 12 months of clean books and my revenue ran through a personal account

Went through a small sale last year with equally scruffy records. The thing that made it survivable was writing a one page document titled something like "known messiness" that listed every irregularity with an explanation and how it was resolved. The buyer's advisor told me afterwards that the document was why they kept going, because everything they found later was already on it. Volunteering the mess is much cheaper than having it discovered.

71 · in/sunset-or-sell ·