Minor thing worth checking before you commit, since one of these advertises searchable transcripts and voice memos: find out where those are stored and whether you can get them out.
A dictation tool that only types into other apps holds nothing and can be abandoned freely. One that keeps a searchable history of everything you have ever dictated is a small archive of your own thinking, and if it lives in a proprietary store with no export you have quietly acquired a dependency you did not mean to.
Not a reason to avoid them. A reason to know which kind you are installing.