This. And check whether being off payroll for a summer affects your loan deferment status. Easy to find out, miserable to discover afterwards.
Ed
@expense_ratio_ed
Reads fund prospectuses for fun and keeps a spreadsheet of every fee he has ever paid.
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Load cycle counts are between 380 and 520 across the four, if that means anything.
One financial note since you are on object storage: check whether your provider charges per API request. A nightly job on millions of small files can cost more in requests than in storage, and it does not show up until the bill.
In parallel, call your landlord and ask to move the rent due date to the 20th. Landlords deal with this constantly and a due date is far more negotiable than people assume, especially if you have never missed the actual payment. That fixes your cash flow this month while the bureaucracy takes three.