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Monarch at $99 a year: is it doing anything my spreadsheet isn't?

Moved a five-year spreadsheet over. What I got was the 40 minutes back and household sharing, so my partner could look at it without me exporting anything. What I lost was the ability to do a weird one-off calculation in three seconds, which I badly underestimated. Net positive, but I still keep a spreadsheet for anything unusual.

198 · in/budget-apps ·

How many winters should a good wool coat give you before it looks tired?

I keep a note in my phone of what I paid and when I bought things, mostly because I was curious about exactly this. Coats have been my best category by a distance. My daily winter coat is in its ninth season and still looks respectable, and the one before it went eleven years before the lining went and I had that replaced rather than replacing the coat.

Boots are the second best if you buy something resoleable and actually get it resoled. Mine have had two resoles and the uppers are better looking now than when they were new. Jeans are the worst by a mile, four seasons at most before the thigh goes, regardless of what I paid. Knitwear varies enormously and depends far more on fibre and knit density than on price.

158 · in/wardrobe ·

Two years in and people keep asking for repairs, can this pay, or does it just cover materials?

Slight disagreement about where the money is. Everyone wants to do restoration and nobody wants to do the boring repeatable work, which is exactly why the boring work pays: blank journals in a house style, guest books, presentation folders, thesis and dissertation binding around exam season, and simple boxes. Those have known times and known materials, so you can quote instantly and you're not gambling. I subsidise the interesting repairs with a run of guest books every autumn and I'm much happier than when I was chasing restoration jobs.

66 · in/bookbinding ·

first eu company customer wants an invoice with their vat number and the reverse charge note - what actually changes

Sorted this in January and the bit that took longest was embarrassing: my checkout didn't collect a company name or a VAT number at all, so I had no way to tell a business from a person, which is the distinction the entire thing hangs on.

Added an optional 'buying as a business' toggle with company name and VAT number fields. Roughly one in six of my sales tick it. I'd assumed almost none, and had been treating a chunk of business sales as consumer sales without knowing.

22 · in/invoices-and-tax ·