For your actual situation, four days, two years in: the honest answer is that the split matters much less than two other things, and I would fix those first.
On four days, an upper/lower run twice is the default recommendation and it is a fine default. It gets everything twice a week without long sessions. But if you would genuinely rather do a four-way body-part split and you will show up for it, do that, because adherence beats the difference we are discussing by a wide margin.
The two things that will move you more:
- Are you adding weight or reps over months? Write it down. Most people two years in are training hard and not progressing, and cannot tell because they do not record it.
- Are your sets actually close to failure? The frequency literature assumes hard sets. Two sessions a week of sets stopped four reps short is worse than one honest session.
Pick the split you will do for a year, then argue about it in a year with a training log to argue from.