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Dividend portfolio versus a broad index in a taxable account, did the tax drag change your mind?

Do the arithmetic on your own position before you decide, because it is not abstract. Take the balance you would move, multiply by the yield you would be reaching for, and that is roughly the income you are volunteering for every year from now until you stop. On a meaningful sleeve at a yield well above the market's, that number gets uncomfortable quickly, and you pay it during the years you are working and earning most. Then ask whether the behavioural benefit is worth that annual cheque. For some people it genuinely is. Just make the trade knowingly rather than because a chart looked good.

118 · in/dividend-investing ·

Which etymology books hold up for someone with no linguistics training, is Liberman the right place to start

Slight disagreement with going straight to Liberman. He is excellent but he is arguing with the field as much as explaining it, and if you have no background the arguments are more fun once you know what the consensus positions are. I would read a general history of English first, almost any of the standard popular ones, then Liberman, and you will get much more out of him because you will recognise what he is pushing against.

58 · in/word-origins ·

Is it normal that only half my week is billable and the rest is admin

A few things that moved my number by maybe four hours a week: batch invoicing to one afternoon a month, a proposal template with three fixed packages so writing one takes 20 minutes not two hours, and refusing to redesign my own site more than once every two years. That last one is the biggest and I say it as someone who has broken it twice.

38 · in/client-work ·